CD, IRA & HSA

a tablet with a certificate of deposit on it.

Certificates of Deposit

At Constitution Bank, we offer competitive Certificate of Deposit (CD) options designed to support your savings goals with steady, secure growth. Terms range from 3 to 60 months, with interest that is compounded daily and flexible payout options to fit your needs. Interest can be automatically deposited into your Constitution Bank checking or savings account, or reinvested back into the CD, the choice is yours.

All CDs require a $1,000 minimum deposit. Early withdrawal penalties apply.

Visit any of our branches to learn more.
Our team is here to help you find the right term and structure for your financial goals.

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Health Savings Account (HSA)

Rising healthcare costs can add stress to everyday life, but a Health Savings Account (HSA) can help you stay prepared. An HSA is a tax-advantaged account used to pay for qualified medical expenses for you, your spouse, and your dependents. It’s a smart way to take control of your healthcare spending while planning for the future.

With just a $50 minimum deposit to open, our team is here to walk you through your options and help you make the most of your HSA.

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Individual Retirement Account (IRA)

At Constitution Bank, we offer both Traditional and Roth IRAs to help you build long-term financial security. Whether you’re just getting started or planning for retirement, our team is here to guide you in choosing the option that aligns with your goals.

Retirement accounts require a $500 minimum deposit to open.

Let’s build a future you can count on, together. For more information about our deposit products, please call: 1-800-717-3991