Savings Accounts

A strong savings account gives you more than just peace of mind, it provides security when life takes an unexpected turn and the freedom to pursue what matters most. Whether you’re building an emergency fund, saving for something big, or planning for the future, we offer savings options designed to support every stage of life.

Includes:
FREE Online & Mobile Banking
FREE Secure Email Statements
Night Depository

For those age 55+, all accounts offer these additional perks:
Paper Statements 
No fee for license stickers
Cashier’s checks and money orders
Copies/Faxes/Telephone Transfers

 

a young boy smiles while holding a pink piggy bank.

Kids Club (17 & Under)

  • $1 minimum deposit to open
  • Interest earned on any balance. Rate increase of .05% over posted normal savings rate.
  • $2 paper statement fee
  • Free eStatements
  • Converts to Statement Savings at age 18. Adult joint account holder required.
a glass jar filled with coins and a plant growing out of it.

Statement Savings

  • $100 minimum deposit to open
  • Over $200 minimum daily balance required to earn interest. Interest Rate-Tiered.
  • $2 paper statement fee
  • eStatements are free
  • ATM Card
  • Direct deposits
  • Minimum Daily Balance Rates
    for Interest Rate Tiers (See branch for interest rate):

    • $200.01 – $9,999.99
    • $10,000.00 – over

Christmas Club

  • Save all year for holiday shopping!
  • $1 minimum deposit to open
  • Interest is credited when club pays out in October.
  • $2 paper statement fee
  • eStatements are free
  • Annual payout via direct deposit to a Constitution Bank account.
    ($5 paper check fee)

    • If closed prior to payout, must have approval and all interest is forfeited and an early closing penalty of $25.00 will be charged.
  • Deposit slips provided
  • Internal Transfers
a man and two children are walking on the beach.

Just 4 You Club

  • Save all year for summer fun!
  • $1 minimum deposit to open
  • Interest is credited when club pays out in May.
  • $2 paper statement fee
  • eStatements are free
  • Annual payout via direct deposit to a Constitution Bank account.
    ($5 paper check fee) 

    • If closed prior to payout, must have approval and all interest is forfeited and an early closing penalty of $25.00 will be charged.

Fees may reduce earnings. Kids Club and Statement Savings will receive quarterly statements unless combined with a Constitution Bank Checking Account or electronic transfers have occurred.
Christmas Club and Just 4 You Club will receive a statement when electronic transfers have occurred.