Supporting Federal Workers During the Government Shutdown

Oct 17, 2025 | 1 Minute Read

Zero-Interest Loans Now Available for Impacted Employees

At Constitution Bank, we know that times of uncertainty can put a strain on families and finances especially when a government shutdown disrupts your paycheck. As your local community bank, we’re stepping up to help.

To support federal employees affected by the shutdown, we’re offering one-time, 0% interest loans with no fees to help bridge the gap until pay resumes.

Program Details

For Current Constitution Bank Deposit Customers:

  • Eligible for a loan up to your most recent full net paycheck amount, with a maximum of $5,000.
  • Loan term: 90-day single pay. If the balance isn’t paid in full at maturity, it will convert to a standard installment loan at current rates.
  • No interest. No fees. No credit check.
  • Must have an active Constitution Bank deposit account with your federal paycheck direct deposited.

For New Customers:

  • Must open a new deposit account with Constitution Bank and provide proof that your direct deposit has been moved to your new account.
    Contact a customer service representative for details.
  • Submit a copy of your most recent federal paycheck showing your net pay (dated near September 30).
  • All other terms match those above.

This program is designed as a one-time assistance loan, but if the shutdown continues for an extended period, we’ll reassess and communicate any updates.

If you or someone you know is a federal employee impacted by the shutdown, we encourage you to visit your local branch or call us to learn more.

Because when our community faces a challenge, we stand together.
Here for You. Here for Good.

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